Why do I need these plans? Doesn't Medicare cover these benefits?

Original Medicare only covers dental, vision, and hearing when it is related to inpatient or outpatient medical necessity.


DENTAL COVERAGE

Medicare has very limited dental coverage that is only meant to protect your general health to ensure another Medicare-covered health service goes smoothly. Affordable Dental Insurance Plans can fill this gap, offering more comprehensive coverage.

It does not cover routine checkups, cleanings, fillings, dentures (full or partial), or most tooth extractions. Medicare Supplements also will not cover these additional benefits. Seeking Affordable Dental Insurance Plans becomes essential to bridge these gaps in coverage.

On the other hand, certain Medicare Advantage plans will sometimes include additional dental benefits as part of their network-based plan. Exploring dental insurance for seniors can provide tailored solutions to address specific oral health needs.


VISION COVERAGE

In most cases, Original Medicare does not include coverage for routine eye exams, eyeglasses, or contact lenses. Affordable Vision Insurance Plans become imperative to ensure comprehensive eye care.

Normally, Medicare will pay only if following cataract surgery that implants an intraocular lens. Following that specific surgery, Medicare Part B will help pay for corrective lenses, one pair of eyeglasses, or one set of contact lenses provided by an ophthalmologist. Seeking full coverage dental insurance and Affordable Vision Insurance Plans ensures a holistic approach to health.

However, the drawback is it will only offer this benefit once per lifetime, and they only pay for a standard pair of eyeglasses. You would be responsible for the cost of upgraded frames. Our Vision Insurance Plans provide flexibility and additional coverage for upgraded frames.


Part B also covers a glaucoma screening every 12 months but only for people at high risk for it. This includes those with diabetes, people with a family history of glaucoma, African Americans who are 50 or older, and Hispanic Americans who are 65 or older. Opting for Affordable Vision Insurance Plans addresses gaps in coverage for routine eye care.

Eye prostheses are covered for patients with the absence or shrinkage of an eye due to birth defects, trauma, or surgical removal. It also covers replacement, typically every five years. Seeking full coverage dental insurance alongside cheap vision insurance ensures comprehensive health coverage.

Part B will cover certain diagnostic tests and treatment of diseases and conditions of the eye. To ensure full coverage, considering Affordable Vision Insurance Plans becomes integral.

If you want routine eye exams and more than one pair of eyeglasses or contact lenses (or better than the standard frames), then finding a stand-alone plan or one where vision benefits are included will be required. Exploring Affordable Vision Insurance Plans ensures tailored coverage for specific eye care needs.


HEARING BENEFITS

If you only have Original Medicare, it does not cover hearing aids. Part B does cover some hearing tests, such as diagnostic hearing and balance exams. You will have to go through your primary care provider for your initial screenings. Once they recommend that you need additional treatment, your Part B coverage will pay for a portion of the costs.

To ensure comprehensive coverage, we recommend enrolling in a stand-alone plan that combines dental, vision, and hearing insurance benefits. This approach provides an affordable monthly premium, offering more extensive coverage than what Original Medicare typically provides. Explore these inclusive plans to secure holistic healthcare protection.

How would I enroll?

Fill out the form, and we will be in contact soon, or press the "Click to Call" button above to explore Affordable Dental Insurance Plans, Affordable Vision Insurance Plans, and integrated hearing benefits.


See Which Plans Are In Your Area Today

The Insurance Team Copyright 2021 -- All Rights Reserved

Phone: 833-373-4357 Customers will be Called And Receive Text Messages

Email: theinsguy77@gmail.com